Cowrium
The Cowrium Platform
Cowrium is a blockchain project being developed to help Small and Medium Enterprise to easily adopt comprehensive blockchain solutions to better reach thousands of customers who conduct business through the SME industry..
The Cowrie coin, which is the official cryptocurrency of the Cowrium platform, represents a digital currency that will effectively replace the physical money. The aim is to increase the adoption of blockchain technology through an easy-to-use platform.
Cowrium uses a 2-Hop network. In the first hop, miners identify blocks and record transactions on to the blockchain. The miner, of course, is rewarded with the new coin mined in return. The other hop consists of Masternodes that are hosted on virtual private servers (VPS). These are special servers that enable instant and private transactions, budgeting as well as decentralized governance.
Mining : The Cowrium blockchain combines in-browser mining with Mobile Mining as a support system for the CPU and GPU miners, allowing for Cowrium’s hash rate to be truly decentralized, protected against 51% attacks and providing better profitability for web and mobile miners.
Masternodes : Masternodes: The Cowrium POS Masternodes is similar to Dash's, which provides to the network near-instant and secures payments as well as anonymous transactions. The Cowrium Blockchain allows CWR holders to earn fixed rewards through staking, in return for their help to secure the network.
Benefits
Well, the existing crypto system doesn’t make it very easy for just anyone to invest in or benefit from the high-potential blockchain technology for things like making low-cost, cross-border payments, etc. Also, there is a serious lack of real-world applications that utilise cryptocurrencies.
Cowrium aims to change that with a blockchain ecosystem that will help small businesses easily adopt blockchain solutions to enhance their customer reach and grow the business with advanced tech resources.
Some of the features that make Cowrium better than most other blockchain platforms include a multi-currency payment system, smart contract library with 2-hop (PoW/PoS) protocol, atomic swap, intelligent pooling system, hyperblock technology, enterprise private contracts, recurring & scheduling payments, PrivateSend, support for multiple cryptographic algorithms, signing & address via Polysig, InstantSend, Smart Contract interaction between child chains, interoperability between the Conventional Ledger and Old Legacy System (Banking) and the New Ledger (Blockchain), merchant web solutions, multicoin browser & mobile wallet, custom HTML APIs for small & medium enterprises, prepaid debit card for consumers, merchant loyalty program, and referral rewards.
Vision
The Cowrium Project is not just a blockchain that aims to develop existing economies, but is an entirely new economic system that is being created on blockchain technology.
We understand that the first requirement for building a strong independent network such as Cowrium is to provide liquidity and various ways for users to obtain and use Cowrie (CWR) coins. With that aim, our team of talented and experienced developers work hard to build a unique economic system to make it easy for traders and users.
All devices in the system will be directly linked to the Cowrium Pay module, accessing which will require users to provide their unique identity. This will act as the Financial System of the entire economic system, allowing you to save, withdraw, make payments, lend CWR coins, link or request a Cowrium Pay Debit / Credit card for use with ATMs, POS Terminals or our Card Readers located throughout the world . The Cowrium Payment Module and Financial System will be supported by a separate entity from the Cowrium Foundation.
Furthermore, to create a successful and independent economic system, the Cowrium Network will implement the Governance features, which have been found in several cryptocurrency, including Dash. This feature is designed to provide certain rights to Masternode holders, including the ability to choose, fund or reject proposals submitted by community members, including but not limited to event sponsors, charities, developer gifts, and more. The crowdfunding feature will allow the community to raise funds for their media / event development projects and shows, without relying on third-party development teams.
Multicurrency Payment System - enabling Merchants and Consumers to make/receive payments in any Coin via dedicated mobile and web apps.
Smart Contract interaction between child chains - capability permits the interoperability of block chains through Cowrium and Private Masternodes.
Multicurrency ICO Platform - that gives ICOs the ability to accept payments in any Cryptocurrency of their choice.
Smart Contract Library - that implements the 2-hop - Proof of Work vs. Proof of Stake - protocol as compared to the traditional PoW (1-hop) for higher security and easier implementation.
InstantSend - The near-instant payments known as InstantSend technology, is designed to average at 0.5 secs per transaction compare to Dash 1.3 seconds.
PrivateSend - The technology mix your funds through the Masternodes network, making near-impossible to trace back the origin of the funds.
Enterprise Private Contracts which can be executed only by users willing to participate in the contract but can be verified publicly.
Intelligent Pooling System - effectively resolves the Mempool overload issue of traditional blockchains by prioritizing transactions to prevent delays.
Hyperblock technology - provides higher performance & scalability by regularly compressing transactions, thus reducing blockchain size and ensuring less RAM/ drive space requirements.
Support multiple cryptographic algorithms, signing & address via Polysig - Providing protection against quantum attacks .
Atomic Swap - a smart contract feature enabled in the Cowrium wallet of users that allows exchange between different cryptocurrencies (coins) without a third-party.
Recurring & Scheduled Payments a feature that enables users to schedule recurring or subscription payments via their wallets.
Referral Rewards Program - Enable customers and merchants to earn more by referring others to join the platform.
Merchants Loyalty Program - Allow Merchants through their website/app to give back to Users, rewards in the form of Mined CWR coins.
The Cowrium project consists of the following 5 entities:
- A multidimensional smart contract
- Cowrie - A mass-oriented cryptocurrency
- CowDEX - An highly secured decentralized Exchange
- ErrandBoy - A DAP that allows you to send crypto & receives in Fiat
- Cowrie Stability AI - An artificial intelligence system that can predict the market and help suggest a foreseeable solution - while the buffer system helps stabilize Cowrie and protect it from market volatility.
TOKEN
Start Jan 1, 2020 (00:01AM UCT)
Number of tokens for sale 1,000,000,000 CWRX
End May 30, 2020 (11:59PM UCT)
Tokens exchange rate 1 CWR = 0.075 USD
Acceptable currencies BTC, ETH, LTC, USD, NGN (12)
Minimal transaction amount Varies by Stages
Details
Pre-sales: Jan 01, 2020 - Jan 31, 2020
Public sales: Jan 01, 2020 - May 30, 2020
Token supply: 2,000,000,000 CWR
Total tokens for sale: 1,000,000 CWR
Soft cap: 500,000 USD
Hard cap: 5,000,000 USD
Token distribution:
55% - Product Development & Implementation
25% - Marketing & Community
10% - Administrative & General
5% - Legal
5% - Security & Compliance
Funds allocation:
50% - Token Sale & Aftersales Referral Reward Program
20% - Founders & Team
10% - Marketing & Advisors
10% - Future Partnerships
5% - Bounty, Airdrops, Referrals etc
5% - Special Project: DAPPs
OUR ROADMAP
Q1 - 2020
PRE-ICO | Prototype Release
Q2 - 2020
New Website | Wallet Launch | IEO / Major Exchange Listing
Q3 - 2020
POS Launch | Payment Gateway Plugins
Q4 - 2020
Decentralized Exchange Launch (CowDex) | Mobile Mining | Recurring Wallet Payments | ErrandBoy (BETA) Launch
Q1 - 2021
Cowrium Summit | ErrandBoy Official Launch | Smart Contract / ICO Token Launch
Q2 - 2021
Discussion with Financial Institution | Expansion on Scope of Work | Worldwide Promotion
Q3 - 2021
Interoperability Solution Testnet | Partnership with Conventional Financial Institution | Investment in Acquisition of Conventional Financial Institution
Q4 - 2021
New Partnership
Q1 - 2018
The Cowrie Idea is born | Concept Development.
Q2 - 2018
Team Building | Consultation with Industry Expert
Q3 - 2018
Settle Legal Issues | Discussions with Private Investors
Cowrium Adoption | Private Investment (Seed Capital)
Q4 - 2018
Early Access | Website Launch
Q1 - 2019
Public Announcements at Events | Technical Setup
Q2 - 2019
Project Development | ICO (Restricted)
Q3 - 2019
New Website | Project Development
Q4 - 2019
Testing Period
TEAM
Emmanuel Haastrup - Founder / Chief Conductor
Praveen Dagdi - Product Manager
Deepanshu Bhatt - Chief Marketing Officer
Shobhit Sharma - Lead: Blockchain Development
Priyanka Chouhan - Lead: Business Development
Aanuoluwapo Awesome - Lead: Community Development
Kshama Verma - Lead: Backend Devs, API, NODEs
Pedetin A. Obadimeji - Lead: Legal
ADVISORS
Chloe Khok - Process & Training
Oluyinka Tanimowo - Technology
Bado Faisal - Business Development (Africa)
Marina Sokolova - Business Development (Eastern Europe)
INFORMATION
https://www.cowrium.net/
https://www.cowrium.net/cowrium-whitepaper.pdf
https://medium.com/@cowrietoken
https://www.facebook.com/cowrium/
https://twitter.com/cowrium/
https://t.me/cowriumgeneral
AUTHOR
Bong Swi Hoo
0xD43e688d96562D500759515E26EBaDd5D74F5923
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